Businesses & Corporations
Stellar Public Adjusting have a vast experience with handling claims for private businesses & corporations.
A fire could destroy your building and the contents inside. A burst water pipe could damage your documents, drawings, technology or other valuable property. A storm could damage your outdoor sign, fence or landscaping – that’s why hiring an experienced Public Adjuster is one of the most important decisions you can make to ensure the future prosperity of your business.
We are experienced in settling business and commercial property claims by expertly representing you. We specialize in:
- Business Interruption
- Loss Prevention
- Risk Analysis
- Complete analysis of your insurance coverage terms tailored to your needs
- Quick determination of what policy may be lacking or is useless (we do not sell insurance)
- Get the details on the intent behind policy exclusions and how they may or may not benefit your business or corporation
A variety of laws,including local, county, state, and even federal regulations, could come into play when a damaged commercial building is repaired or rebuilt. In some cases, there are requirements that a building with major damage, say 50% or more, must be demolished rather than repaired. It is important for you to know this up front so you can get the coverage you may need.
The insurers often do not offer ordinance or law coverage unless you specifically request it. Their position is that the building should have been upgraded continuously during the years. However, this is often not the case. The insurance industry has created insurance policy ordinance or law endorsements that you can purchase to provide coverage for this exposure. At Stellar Public Adjusting we will provide a review of your coverage to help you understand the type of coverage you may or may not need.
